Low Deposit Homes Powered by Data

→ Pre-qualify + match with low deposit new home options — powered by AI.

🏡 Check Eligibility Here

From $31,000

We match you with low-deposit home and land packages based on your borrowing profile, location, and preferences.

  • Caboolture
  • Morayfield
  • Burpengary
  • Narangba
  • Dakabin
  • Warner
  • Griffin
  • Lawnton
  • Beerwah
  • Glasshouse Mtns
  • Ripley
  • Sunshine coast
  • Bli Bli
  • Wacol
  • Rochedale
  • Flagstone
  • Logan
  • Ipswich
  • Inala
  • Park Ridge
  • Kedron
  • Calamvale
  • Yarrabilba
  • Plus hundreds more! 👀

Get Up to $70,000 Towards Your First Home with Home SmartAI™

Limited 'Ready to Build' Lots Available Now

🏡 Apply Now

Competitive Interest Rates

Smart loan options, reviewed by our AI and verified lenders.

Fixed-Price Packages

No hidden fees. Full turnkey homes ready to move in and enjoy.

Prime Locations

Registered land matched by your borrowing capacity and preferences.

NEW LOTS SELLING FAST

Limited registered land available. Pre-qualify today.

How To Build A New Home With A Low Deposit?

Using our AI-driven process, you can go from “just looking” to homeowner, without needing a huge deposit or financial expertise. Designed to simplify your path — no matter where you’re starting from.

🏡 Check If You Qualify

Why Thousands of Aussies Are Using

Home SmartAI™

Pre-qualify today with our intelligent AI engine and unlock:

  • Pre-qualify and discover your borrowing capacity.
  • Access to exclusive off-market house & land listings, tailored to your eligibility.
  • Optimised loan scenarios that help reduce your repayment time
  • Your future wealth, forecasted: SmartAI Home helps you spot the right moment to refinance and reinvest — so you can scale with confidence.
🔍 Start My AI Quiz Now

AI Pre-Qualification Quiz

Find out if you qualify what you can borrow and what’s possible — powered by intelligent analysis delivered by our friendly finance team.

Optimised Finance

We help you explore real options, including First Home Owners Grant Approval.

Pick Your Land & Floor Plan

Find your perfect block, choose your perfect design including layout, landscaping and colour schemes.

Build Your New Home

We sync with our verified builder to ensure everything’s ready to go. We organise the council approvals so they can start building as soon as possible!

Move Into Your Dream Home

It's now time to move into your new home and enjoy!

Secure Your Future

Pay down your mortgage faster AND build long-term wealth. Home SmartAI™ reviews your property strategy, unlocks equity through refinancing, and helps you scale into your next investment — setting you up for financial freedom, not just survival.

Real People. Real Stories.

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Laura & Jayden

We had no idea where to start — Home SmartAI™ broke it down step-by-step. The quiz told us exactly what we needed to know, and it actually felt exciting.

⭐️⭐️⭐️⭐️⭐️

Sophie & Cam

We had spoken to banks before but were rejected. With Home SmartAI™, we felt in control — like the system actually worked for us.

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Daniel

Home SmartAI™ showed me loan options I didn’t even know existed. I was able to apply for grants and get a house with less than I expected.

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Priya

The guide made everything click for me — my borrowing power, the grants I qualified for, even homes in my price range. Game-changer.

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Kerry & Sam

I thought I’d be renting forever. Home SmartAI™ showed me I could get into a home without all the overwhelm. The process was so smooth!

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Monique & Ben

Everything was so easy. We just followed the prompts and the team matched us to a house that we love.

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Trent and Amali

Honestly, I thought I’d need 100k saved. Turns out I didn’t. Home SmartAI™ helped us fast-track things with a low deposit option that actually made sense.

⭐️⭐️⭐️⭐️⭐️

Talia & Reece

We nearly gave up after being rejected by the banks — it felt hopeless. But Home SmartAI™ gave us a new path. It showed us we actually did have options. Now we’re in our own home.

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Emma & Luca

We thought owning was out of reach. No matter how hard we saved, the deposit felt impossible. SmartAI helped us find a low deposit option that worked — and now we’ve done it.

Ready to Ditch Renting?

Take 3 minutes now to see what your future could look like with Home SmartAI™

🏡 Check Eligibility Here