Smart Downsizing: Empty Nesters' Guide to Luxury Off-The-Plan Living

A Premium Downsizing Journey

With children moved out and retirement approaching, many homeowners are discovering the appeal of luxury off-the-plan apartments. Here's how we helped one couple transition from their family home to a premium low-maintenance lifestyle.

Meet Robert and Diana

Robert (63, Semi-retired Business Owner) and Diana (61, Retiring Teacher) lived in their 5-bedroom family home for 28 years. With their children now moved out and retirement on the horizon, they wanted to transition to a luxurious, low-maintenance lifestyle without compromising on space and quality.

The Downsizer's Challenge

The couple faced several key considerations:

Emotional attachment to their family home
Uncertainty about apartment living
Desire to maintain entertaining space
Need for adequate storage solutions
Concerns about body corporate living
Managing the sale timing of their existing home
Maximizing superannuation contributions
Preserving treasured furniture and belongings

Our Strategic Solution

1. Lifestyle Transition

Premium location selection
Social connectivity planning
Amenity accessibility
Entertainment space optimization
Storage solutions

2. Financial Strategy

Downsizer super contribution planning
Capital gains tax minimization
Investment of surplus funds
Body corporate budget planning
Retirement income structuring

3. Property Selection

Premium developer research
Luxury apartment criteria
Future resale consideration
Quality assurance measures
Design customization options

4. Transition Support

Property decluttering assistance
Furniture planning service
Moving coordination
Interior design consultation
Settlement timing management

The Implementation Journey

            Preparation Phase (Months 1-3)
            Comprehensive downsizing consultation
Financial planning coordination
Property preparation strategy
Developer shortlisting


            Selection Phase (Months 4-6)
            Luxury project evaluation
Design customization planning
Contract negotiation
Deposit structuring


            Transition Phase (Months 7-24)
            Family home sale timing
Construction monitoring
Interior design planning
Downsizing preparation

        

The Results

Property Details:

Purchase Price: $1,850,000
Configuration: 3 bed + study, 2.5 bath
Internal Space: 180sqm
External Space: 35sqm terrace
Views: Ocean view aspects
Level: 20th floor

Financial Outcomes:

Family Home Sale: $2,450,000
Downsizer Super Contribution: $300,000 each
Investment Portfolio Addition: $200,000
Body Corporate: $1,500/quarter
Customization Budget: $85,000

Lifestyle Benefits:

Resort-style facilities
24/7 concierge
Wine cellar storage
Guest suite access
Private dining room
Wellness center

In Their Words

"The thought of leaving our family home was daunting, but the opportunity to create a sophisticated new lifestyle was exciting. The process was seamless, and we now enjoy a luxurious, lock-and-leave lifestyle with every amenity we could want. We wish we'd done it sooner!"

Key Success Factors

            Location Selection
            Proximity to favorite cafes and restaurants
Access to cultural venues
Medical facilities nearby
Public transport connections
Familiar neighborhood


            Design Priorities
            Generous entertaining spaces
Premium finishes
Ample storage solutions
Smart home technology
Energy efficiency

        

Essential Considerations for Downsizers

Lifestyle Benefits

Lock-and-leave convenience
Premium facilities
Reduced maintenance
Enhanced security
Social connectivity

Financial Advantages

Downsizer super contributions
Reduced utility costs
Lower maintenance expenses
Capital release opportunities
Lifestyle fund creation

Looking Forward

Robert and Diana's experience showcases how downsizing can enhance lifestyle while maintaining luxury and comfort. Their journey demonstrates that with proper planning, the transition to apartment living can be both exciting and rewarding.